Get the free Real Estate Basics Checklist

Instantly apply the 5% Rule and the 3x Rule to see true ownership costs and set a safe budget.

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Preview — printable, one page

Built by abroaden, the financial companion for people living abroad.

What you’ll get:

  • A one-page checklist that takes 2 minutes to complete
  • A quick 5% Rule calculator for ownership costs
  • A simple 3x Rule budget guardrail
  • Clear next steps if your numbers do not fit

Step 1 — Enter your numbers

 Purchase price you are considering and your annual household income.

Step 2 — Run the rules

 Use the 5% Rule to estimate yearly ownership costs and the 3x Rule to set your max budget.

Step 3 — Decide your next move

 If costs are high or the price breaks the 3x limit, adjust budget, location, or timeline.

Operating costs are a planning shortcut. You can adjust the percentage later.

Get the checklist now

 Free download. No spam. One-click to copy or save.

 Inside the checklist

  • Quick math
  • Inputs you need
    • Property price you are evaluating
    • Your annual household income
  • Decision prompts
    • If 5% costs strain monthly cash flow, reduce price or consider renting
    • If price > 3× income, lower budget or extend timeline

No. It is a planning shortcut. Adjust if your market runs higher or lower.

No. These checks are for basic feasibility. Financing can be layered in later.

 It prevents “house rich, cash poor” outcomes and keeps your budget realistic.

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